Third-party Debt collector or junk debt buyer is a bane from hell for anybody who got onto his hit list. We often read the horror stories dealt on innocent victims by the debt collectors, all over the web. Debt Validation, Debt Verification and Cease & Desist Letters are very effective in putting a third-party debt collector or junk debt buyers at bay. Mailing a Cease & Desist Letter along with filing your Notice of Appearance, Answer-Affirmative Defenses, and Certificate of Service, would especially be helpful in getting the debt collector back off, if you are engaged in a credit card debt lawsuit. Have you ever dreamt of the debt collector disappearing into the thin air?

Things you need to do to realize your dream:

• Maintain a file for all the correspondence and the communication with the debt collector such as the Validation, Verification and Cease & Desist order
• Make photocopies of all the communication with the debt collector like the Validation, Verification and the Cease & Desist orders
• Send a photocopy each of all the communication with the debt collector like, the Validation, Verification, Cease & Desist orders via Certified, Return Receipt Priority Mail with a USPS Tracking Number to him
• CC to the Attorney General in your state and to the one in the state of the debt collector
• Include the USPS Tracking Number for all parties in the letter so the debt collector would know that you are not lying
• CC to the Bar Association for your state and to the one for the state of debt collector
• CC to the local TV consumer investigative reporter for your state and to the one for the state of the debt collector
• Include the C C in bold letters on all documents sent to the debt collector with the USPS Tracking Numbers
• Follow through with his threats to contact the Bar Association

Be pro-active and let the debt collector on notice, know that you know your rights and that you refuse to be bluffed by him. The debt collector very soon will be intimidated by your knowledge and would disappear into the thin air.

This way, you have nothing to lose except the debt collector.