The fair debt collection practices act offers protection from illegal and unethical tactics of the debt collectors. This awareness site provides you the in-depth information about the Federal Fair Debt Collection Law and other state collection laws against the third party collectors. A clear understanding of debt collection laws under the FDCPA will entail you to the power to fight the third party bill collectors. Let them not intimidate and scare you and your family, any longer.

Stopping the debt collector harassment starts with your knowing your rights as ordained by the FDCPA, or the Fair Debt Collection Practices Act. The Fair Debt Collection Practices Act is also known as the Fair Debt Act or FDCPA. The Fair Debt Act or FDCPA is a federal law and it protects consumers from the debt collector abuse. Much depends on how one is going to use it.

The FDCPA defines in very clear terms, the rules that bill collectors and the collection attorneys must follow while recalling a debt. Many states have their own laws on par with those by the FDCPA and they lay the ground rules for debt collection for creditors out to collect their debts.

Next time a debt collector calls, let your rights under FDCPA deal with them.