Allied interstate is a collection agency that is engaged in debt collection. It buys debt accounts that are delinquent. The creditors sell these debt accounts for few dollars. There are different ways in which the creditor may recover his investment. He may either hire a collection agency to collect dues or sell the debt account as a whole.

Since Allied Interstate is a debt collection agency, its activities are governed by norms laid down in the FDCPA or Fair Debt Collection Practices Act. The FDCPA regulates the manner in which the debts should be collected from the debtors. This law has been passed to protect rights of consumers so that creditors or collection agencies don’t take debtors for a ride.

However, Allied Interstate has been found to violate FDCPA norms by adopting unfair means of collecting debts. Given below are few instances when this company has violated debt collection guidelines. This is why it has innumerable rip off reports against it. Check them out.

   1. The collection company will urge you to avoid maintaining any documents that is related to debt collection. They insist that you enter into verbal agreements.

   2. They call you when they are not supposed to. And instances of Allied Interstate calling your place of work aren’t uncommon either.

   3. Although FDCPA states that no debt collector can contact your friends, relatives except for verifying the contact details. The company often defies these guidelines.

   4. Many debtors complained that Allied Interstate urged them to pay up for a debt that was paid in full long ago. This is a classical example of re-aging the debt account.

   5. Studies reveal that there were instances when this collection agency tried to collect debt from consumers who never owed any. Under these circumstances you can validate your debt to prove the collection agency wrong.

   6. Instances when the company called and used abusive language is not uncommon.

If you are aware of your rights, you can defend yourself. And if nothing seems to work, you can report such irregularities to the state Attorney General.

In order to avoid such irregularities it is best not to reach a point in which your debts are sold to the collection agencies. Instead you can opt for one of the debt relief options that can help you to manage debts better. Some of the debt solutions that you can opt for include debt settlement, debt management or DMP, debt consolidation etc. By doing so, you will be able to keep Allied Interstate at bay and other collection agencies too.