The Fair Debt Collection Practices Act (FDCPA) has stringent provisions to punish the unfair practices of debt collectors. The FDCPA is a federal law that is enforced for the protection of consumer rights against unlawful debt collection practices. According to this Act, the creditor or the debt col... [More]

Wage garnishment is upholding a part of your income  by your employer to repay your debt. Wages can be garnished by your employer only when there is a court order to garnish them for repayment of your debt. Wage garnishment is a consequence of the debtor losing a debt case. This happens whe... [More]

Creditors engage debt collectors when they cannot recover payment from you. These collectors are third party agents who do not have any direct involvement with the debt. They are enthusiastic about collecting either the amount due or more from you. Hence the harassment begins. If you fall short ... [More]

The Fair Debt Collection Practices Act (FDCPA) came into practice to regulate the methods used by debt collectors in collecting debt. According to the FDCPA, a debt collector is someone who collects debts on a regular basis. This includes collection agencies, lawyers who collect debts on a regular b... [More]

Are you a victim of the violators of the FDCPA? submit your story to pave way to a possible solution.