According to Section 813 of the Fair Debt Collection Practices Act (FDCPA), a debt collector can be sued for damages per the FDCPA for using illegal or unethical collection tactics. Section 813 deals with suing debt collectors for violating the fair debt act. The FDCPA i... [More]

NCO Financial Systems is a third party debt collection agency engaged in collecting debts from consumers. Numerous complaints about NCO Financial Systems collection agency have been making news and have created fear in consumers' minds about this agency. Third party agencies like the NCO hat... [More]

The Rosenthal Fair Debt Collection Practices Act (RFDCPA) is the California Fair Debt Collection Practices Act adopted in 1977. It regulates the conduct of debt collectors in California. The RFDCPA prohibits illegal and abusive practices of debt collectors. California debt collector harassment is ... [More]

The NCO Financial Systems is a formidable collection agency that has many complaints to its credit. The NCO purchases old debts from people like your cell phone provider... Debt collection agencies like the NCO employ people and train them to collect on debts. [More]

Thanks to lawmakers and federal banking regulators, your credit card monthly statements have to carry more details than before. Credit Card Act of 2009 has mandated certain disclosures. Now the new statements are designed to be more reader-friendly and help credit cardholders easily find import... [More]