The Federal Trade Commission has finalized a policy statement clarifying that the agency will not take enforcement action under the Fair Debt Collection Practices Act (FDCPA) or the FTC Act against companies that are attempting to collect the debts of deceased consumers, if the companies communi... [More]

The Credit Payoff Calculator will help you obtain an estimate amount of the monthly payment of your credit card balance or simply put, you can acquire the approximate balance based on your monthly payment Please Note: The numbers provided by the Credit Payoff Calculator are estimates and... [More]

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According to Section 813 of the Fair Debt Collection Practices Act (FDCPA), a debt collector can be sued for damages per the FDCPA for using illegal or unethical collection tactics. Section 813 deals with suing debt collectors for violating the fair debt act. The FDCPA i... [More]

NCO Financial Systems is a third party debt collection agency engaged in collecting debts from consumers. Numerous complaints about NCO Financial Systems collection agency have been making news and have created fear in consumers' minds about this agency. Third party agencies like the NCO hat... [More]